01, Cells

Save together.
Build together.

Every group saves differently. Jenga Jar gives you five clear shapes for community savings, so you don't have to bend yours to fit. Pick the cell that fits your people.

How it works

Three steps to
your first Cell.

Whether you’re starting a Stacks group, a wedding fundraiser, or a workplace welfare pool, the path is the same. Three steps, ten minutes.

01

Create your Cell.

Pick the type that fits your group, Stacks, Rotation Savings, Group Savings, Crowdfunding, Donations, or Welfare. Set your goal, schedule, and rules in under two minutes.

IN THE APP · 2 MIN

02

Invite your members.

Share a link via WhatsApp, SMS, or any channel. Members join with a single tap, no signup forms, no friction. Set roles for admins and contributors.

ONE-TAP JOIN · NO FORMS

03

Save, track, withdraw.

Everyone contributes through their MoMo. The Admin approves withdrawals. Every cedi is tracked transparently, no spreadsheets, no arguments.

LIVE TRACKING · MOMO NATIVE

03, The 5 Types

Five shapes,
one platform.

Each Cell type is built for a different way Ghanaians already save together. Pick the one that matches how your group already operates, or experiment with a new shape.

NO.  01

Stacks
CLASSIC ROTATION
ROTATION · MOST FAMILIAR

The classic rotation.

Everyone contributes on the same schedule. Members take turns receiving the full pool. The oldest form of Ghanaian community savings, now with digital transparency and no missing cedis.

Best for

  • Daily collectors
  • Friend circles
  • Market women's groups

How to get started

  • Set rotation amount + schedule
  • Invite members & set payout order
  • Members contribute via MoMo
GOAL-BASED · REVIEWED WITHDRAWALS

Stack toward something together.

A school project, a wedding, a holiday, a generator. Every contribution adds up to one shared goal. Withdrawals are reviewed by the Admin before going out, so the goal stays protected.

Best for

  • PTA fundraisers
  • Wedding committees
  • Holiday clubs

How to get started

  • Set your shared goal amount
  • Invite members to contribute
  • Admin approves the final withdrawal

NO.  02

Group
TOWARD A SHARED GOAL

NO.  03

Crowdfunding
PUBLIC GOAL + DEADLINE
PUBLIC · OPEN CONTRIBUTION

Open the cell to everyone.

Set a goal and a deadline. Share the link anywhere, WhatsApp, Twitter, anywhere. Contributors don't need an account to give. Watch the total climb publicly as your community shows up.

Best for

  • Medical bills
  • Community projects
  • Startup capital

How to get started

  • Set goal amount & deadline
  • Share the public link
  • Withdraw when the goal is hit
ONGOING · NO FIXED GOAL

Receive steady support.

No fixed target, no deadline. A ministry, a cause, a tip jar, donations flow in as your community decides. Contributors can stay anonymous if you choose to allow it.

Best for

  • Ministries
  • Causes
  • Tip jars

How to get started

  • Create the cell, no goal needed
  • Share the link or QR code
  • Withdraw on your schedule

NO.  04

Give
ONGOING SUPPORT

NO.  05

Welfare
MUTUAL INSURANCE POOL
POOLED · EMERGENCY DRAWS

A pool for life's emergencies.

Members contribute monthly into a shared fund. When someone faces an emergency, funeral, hospital bill, a life event, they can draw from the pool. The oldest form of community insurance, digitised.

Best for

  • Workplace welfare
  • Family welfare
  • Association funds

How to get started

  • Set monthly contribution amount
  • Define draw rules with members
  • Admin approves emergency draws

Why it works

Built for trust,
built for groups.

Every Cell ships with the structure that makes group savings actually work, not just feel good. Four pillars hold the whole thing up.

I.

Admin controls.

Roles for owners, admins, and members. Withdrawals require approval. No one can drain the pool without consent.

II.

Full transparency.

Every contribution, every withdrawal, every member balance, visible to all. No spreadsheets, no arguments, no missing cedis.

III.

MoMo native.

Members contribute through their MTN, Telecel, or AirtelTigo Mobile Money. No bank accounts required.

IV.

Bank-grade security.

Funds held with a Bank of Ghana licensed partner. Password-protected access, encrypted at every step.

FREE TO JOIN · NO FEES

Start Stacking
Today.

Join thousands of Ghanaians who are stacking their savings and building financial towers. Start your jar today, it's free.

AM
KA
AB

4,200+ Stackers already building