Save smarter with
Cedi Flex.
Packed with lightning-fast withdrawals, daily interest, AutoSave & more. Earn up to 18% per annum (0.03–0.05% daily) on every cedi.
27 Days
Until Next Interest
Send cedis to friends instantly
Withdraw to MoMo
GH₵ 4,520
4,200+
Stackers across Ghana
Rooted in Ghana
Sankofa &
Cedi Flex.
Sankofa is the Akan symbol for “go back and get it.” It's the wisdom that returning for what is valuable is never a loss. Cedi Flex carries the same spirit, save what you can, take back what you need, no lock-in, no shame.
san·ko·fa
Sankofa
Why Cedi Flex
Earn more.
Do more.
The highest savings rate in Ghana, instant access to your money, and zero barriers to start. Just honest savings, built around your life.
6 Real Benefits
Per Annum · Paid Daily · 0.03–0.05% daily
Save GH₵ 1,000 today.
Earn up to GH₵ 180 in a year.
No tricks, no fine print. Your money earns simple interest on every cedi, paid into your jar every single day.
Money out in seconds.
Withdraw to MTN MoMo, Telecel Cash, or AirtelTigo Money, straight from your jar, any time of day.
MTN MoMo · just now
+GH₵ 500.00 received
Avg. 3.2 seconds
Small withdrawal fee applies
Backed by the Bank of Ghana.
Your funds sit with a BoG licensed partner. Every login is password-protected.
AutoSave on your schedule.
Pick a rhythm that fits your life. Set it once. We pull from your MoMo automatically.
Start with Ten cedis.
No minimum balance, no opening fee. If you have GH₵ 10, you can start stacking today.
Works with the wallet you already have.
Deposit and withdraw both ways. No new bank account. No paperwork. Just your phone number.
4,200+ Stackers earning today
Ghanaians building financial towers, block by block.
See how much you can earn.
Pick a product. Plug in an amount. Watch your money grow, before you even start.
Flexible Savings
How much will Cedi Flex earn?
Amount to save
Minimum GH₵ 10 · 0.03–0.05% earned every day
Start Stacking
Today.
Join 4,200+ Ghanaians earning up to 18% per annum (0.03–0.05% daily) on their savings. Open your Cedi Flex with as little as GH₵ 1.
4,200+ Stackers already building
