Lock it in. Earn More
Cedi Vault
Lock your money for 30 to 365 days and earn up to 36.5% per annum (0.05–0.1% daily). The highest fixed rate on Jenga Jar.
89 Days
Until Next Interest
Auto-rollover at maturity
Vault Balance
GH₵ 5,360
1,800+
Vaulters in Ghana
Rooted in Patience
Aban &
CediVault.
a·ban
Aban
Why CediVault
Lock it.
Earn More.
The highest fixed-term savings rate in Ghana. No stress, no market risk. Your money grows at a guaranteed rate every single term.
6 Real Benefits
Up to · Per Annum · Paid at Maturity
Lock GH₵ 1,000 for a year.
Collect GH₵ 1,360 at maturity.
No tricks, no fine print. Lock your money for your chosen term and collect a guaranteed payout. The longer you lock, the more you earn — 0.05–0.1% daily depending on your term.
Take interest upfront
The only vault in Ghana that lets you choose. Cash now or compound later — you decide.
Interest Upfront
Paid the day you lock
At Maturity
Paid when vault unlocks
Backed by the Bank of Ghana.
Your locked funds sit with a BoG-licensed partner. Every login is password-protected.
Lock for as long as you want.
Pick any duration from 30 to 365 days. Longer locks earn more — the math is on your side.
Your money is safe from itself. No early withdrawals, no impulse spending — just disciplined growth until your chosen term ends.
Small flat fee applies on withdrawal at maturity
Lock in from the wallet you already have.
Fund your vault from MTN MoMo, Telecel Cash, or AirtelTigo. Funds return to MoMo at maturity. No bank account needed.
1,800+ vaults locked & growing
Ghanaians turning discipline into wealth, block by block.
See how much you can earn.
Pick a product. Plug in an amount. Watch your money grow, before you even start.
Fixed Savings
Lock it. Earn more.
Amount to lock
Minimum GH₵ 100
Lock period
Custom periods earn the rate of the nearest lower tier.
Start Stacking
Today.
Lock your savings for a fixed term and earn up to 36.5% per annum (0.05–0.1% daily). Discipline you can't break, even if you want to.
4,200+ Stackers already building
